1. Information Collected

In order to access certain subscriber services and restricted areas (the "Restricted Services") within the Smartylance Web site (the "Site"), Smartylance ("Smartylance") requires that you provide certain identifying information (the "Registration Data") listed in the online registration form. This information may include your legal name, address, telephone number(s), e-mail address, subscriber name or "screen name," areas of interest, password used to access pay or premium services, method of payment, and, if applicable, credit card number. Smartylance reserves the right to request any additional information necessary to establish and maintain your account for use of the pay or premium services.

2. Confidentiality

Registration Data is the property of Smartylance, subject to and protected by the Electronic Communications Privacy Act. Smartylance will not sell, rent, swap, or otherwise disclose your Registration Data to any third party. Smartylance maintains a secured area on the Site for transmission of Registration Data, and stores all Registration Data in a private database.

3. Uses of Registration Data

Unless you select the "Opt-Out" option as described below, Smartylance reserves the right to use your Registration Data to send you information about Smartylance, the Site, Smartylance products and services, and other topics in which you have indicated an interest.

4. Opt-Out Right

If you do not wish to receive any special offers or other communications from Smartylance, you have the right to select the "opt out" option during the registration process or at any time afterwards. You may "opt out" by clicking on the box marked "I DO NOT WISH TO RECEIVE SPECIAL COMMUNICATIONS FROM Smartylance" when you register for an account.

5. User Access to Information Collected

You may access your Registration Data at any time through the Subscriber services section of the Site. This area is password-restricted for your protection.

6. No Liability for Acts of Third Parties

Although Smartylance will use all reasonable efforts to safeguard the confidentiality of the Registration Data, transmissions made by means of the Internet cannot be made absolutely secure. Smartylance will have no liability for disclosure of Registration Data due to errors in transmission or unauthorized acts of third parties.

7. Use of Aggregated Information

Smartylance reserves the right to disclose to third parties information about Subscriber usage of the Smartylance Web site and any related services, including information gathered during your use of the Site. Any information disclosed will be in the form of aggregate data (such as overall patterns or demographic reports) that does not describe or identify any individual user.

10. Updates

Smartylance reserves the right to change or update this Privacy Policy, or any other Smartylance policy or practice, at any time without notice to users of the Site. Any changes or updates will be effective immediately upon posting to the Site.